Borrow with Lionbridge

Experienced direct lender providing borrowers surety for a fast execution and certainty of close, compared to conventional lenders.

Private Real Estate Lender Specializing in Bridge and Construction Financing

Lionbridge originates pre-development, construction and bridge loans to owners and developers across Southern California to meet their capital needs. With the insights gained from decades of direct lending and development experience, Lionbridge sees projects through the perspective of the developer and can provide fast, flexible financing solutions for borrowers seeking capital to implement their business plans.

Each financing is carefully reviewed and analyzed by our underwriting team based on the property value, location and market analysis. Our loan process is streamlined for the borrower to be straightforward and painless. Once financing is underway, we service the loan internally and are in constant communication with the borrower throughout the loan term.

Disciplined Investment Process

Each loan is carefully reviewed and analyzed by our underwriting team based on its individual project attributes and market analysis. Once financing is underway, we are in constant communication with the borrower throughout the duration of the project. We can fund in as quick as 7 days!

Lending Parameters

Origination
(1 Day)

Source loans from a variety of channels including direct borrower relationships, banks and brokers

Due Diligence
(2-3 Days)

Review borrower’s track record, financial condition, strength of collateral and loan repayment strategy

Underwriting
(2-3 Days)

Compile credit file documentation, onsite property visit, perform internal valuation of subject property based on market comparables, local market conditions and borrower track record and business plan

Closing & Funding
(2-3 Days)

Following approval, coordinate with borrower on escrow, title and funding schedule

Until Completion
Ongoing

Monitor loan performance and remain in constant communication with the borrower throughout the duration of the project

Property TypesSingle Family Residential (1-4 units), Multifamily and Commercial
Lending FocusShort- to medium-term loans used for the acquisition, renovation, construction and refinancing of single family residential and small commercial properties.
Loan Size$250,000 – $5,000,000+
Lending RegionCalifornia
Loan Term6 – 36 months
Origination Fee1% – 2% (depending on loan size and term)
AmortizationInterest-Only
Loan-To-CostUp to 75%
Loan-To-ValueUp to 65-70%
Lien PositionTypically, First Lien, Deed of Trust or Mortgage Recorded Against Real Property; second mortgages considered on a case-by-case basis
Repayment Strategy Sale or refinance of subject property

Closed Deals

SFH Development

Ground up construction of 13 single family properties in Fontana, CA

Loan Amount: $2,700,000
Value: $6,000,000

SFH Construction

Ground up construction of a single family residence in Pasadena, CA

Loan amount: $1,375,000
Value: $2,395,000

SFH Development

Ground up construction of 8 single family properties in Fontana, CA

Loan Amount: $3,000,000
Value: $6,000,000

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